amazon money saving tips

  I am a prime member and I shop online regularly.  That doesn’t mean I think Amazon is the best price all of the time.Just because you love Amazon, doesn’t mean you always save money make sure you get the best deal.

• Amazon Warehouse Deals

   Amazon has  known section of their  deals from returns or broken boxes during shipments they can’t sell as new.this is a great place to start looking for items to purchase.you'll see the open-box, like-new, and refurbished items at deep discounts. Amazon verifies that the items returned by other people are in working order before putting them up for sale as a warehouse deal.

  Shop Outlet Deals

   You can go there and find deep discounts on new items every day.   They have stuff up to 60% off! Amazon’s outlet has overstocks, closeouts, markdowns, and last years models.  If they need to get rid of inventory, they go into the outlet section.

  Amazon's coupon

   Don't forget to check out Amazon's coupon page for even more discounts. RetailMeNot also has a nice list of codes you can enter when you're checking your items out.

 Amazon Discount Finder Tool
 , which finds secret 75%+ off bargains on electronics, clothes, beauty and more. You can also track price reductions and beat delivery charges.

get $70 off instantly, upon approval on amazonvisa card

Amazon visa card

• You can start using your card today at Amazon.com after approval
• Get a $70 Amazon.com Gift Card* instantly upon credit card approval
• Earn 3% Back at Amazon.com
• Earn 2% Back at gas stations, restaurants and drugstores
• Earn 1% Back on all other purchases
• No annual fee

the Amazon Rewards Visa from Chase may be a good option. The Chase Amazon Rewards Visa offers 3% cash back on all of your purchases at Amazon, 2% cash back at eligable restaurants, gas stations, and drug stores, and 1% cash back on all of your other purchases. As soon as you sign up and get accepted, you get a $70 Amazon gift card instantly applied to your account, and you can even use your rewards points dollar for dollar on Amazon purchases. There's no annual fee, and it comes with a 14.24%-22.24% variable APR depending on your credit history.

Those of you who praised the Chase Amazon Visa in the nominations round all noted that the rewards are great, and that since the rewards are calculated monthly instead of annually like some other cards, you can even apply the rewards to your card balance, which is a great self-feeding way to keep the bills paid. Others of you praised the customer service experience with the card, and all of you pointed out that for those people who buy everything from Amazon, it makes perfect sense to have this card in your wallet.

Amazon Prime Store Card

 If you’re a big-time spender on Amazon, you should consider the Amazon Credit Card. The online retailer sells just about everything, and often with some of the best prices around. Throw in Amazon’s free shipping on eligible orders, and the days of leaving your home for everyday purchases are gone. Let’s take a closer look at what the Amazon Credit Card has to offer.

 

1. If you buy a lot of items from Amazon, you should consider their $99 a year membership called Amazon Prime, which gives you free two-day shipping and access to freebies like the lending library and free streaming of movies, TV shows, and music. This would be worth your money if you find yourself often opting for the fastest delivery options or if it will cost more for you to go a brick-and-mortar store to buy the item.
2. Share Amazon Prime: If the cost of Amazon Prime is too high, split the cost by sharing the service with others. You can add up to four "household" members. Amazon doesn't define what a "household" member means, so it's left up to your discretion.
3. Free super saver shipping: If you're not in a rush and don't have Amazon Prime, wait until your shopping cart has about $25 worth of goods so that you qualify for the free super saver shipping. It will deliver your items in five to eight business days after the items are available for shipping.

amazon international shipping

Amazon ship internationally to certain countries. It costs extra where Import fees will be collected. Best Alternative is to use SHOPUSA, where they ship Amazon products for less cost. For products shipped internationally, please note that any manufacturer warranty may not be valid. Orders can be shipped to more than 75 countries that participate in the Amazon Global program.

Search for Items Eligible for International Shipping   
When searching for products, select the International Shipping filter option from the menu on the left side of the page to filter results

FREE AmazonGlobal Shipping

Most products shipped by Amazon.com using the Amazon Global Program are eligible for FREE Amazon Global Shipping. Offer does not apply to items larger than 18” x 14” x 8” or over 20 lbs (45.72 cm x 35.56 cm x 20.32 cm or over 9.07 kg). This also excludes: e-documents, software downloads, digital music, Kindle devices and accessories, and gift cards.
Canceling items, combining orders, or changing your shipping address, speed, or preference might affect your order's Amazon Global Shipping eligibility.
If your order doesn't qualify for FREE Amazon Global Shipping:

• The order may contain ineligible items.
• A special product, order, or handling fee may still apply.
• An eligible item that was canceled brought the total below the threshold amount.

 Order with FREE AmazonGlobal Shipping

How To Build Your Product Portfolio

Whether you’re a “newbie” or an experienced affiliate marketer, I’d like to start by asking
you a simple question:
How many affiliate products are you marketing right now?
If your answer is that you’re trying one or two affiliate products, waiting to see if they’re
lucrative, and dumping them to move on to the next few if they’re not, then that’s the
wrong answer. Small portfolios with high turnover won’t generate income unless you’re
very lucky.
This method of product promotion is one of the biggest mistakes most newbies – and
even some of the experienced affiliate marketers – make. They’re managing their
portfolios like zombies, doing the same things over and over.

Unless you’re creating and promoting your own, original product, the best strategy is
usually finding and following the affiliate guru who is promoting a particular product and
earning more than $300/per day, and using their methods. Unfortunately, the super
affiliates won’t part with their secrets and share their success.

let me first clear up some
of the misconceptions about portfolio management. I’d like to also offer some advice
regarding the selection of affiliate products.

You should always have at least five to ten affiliate products in your portfolio. Your
portfolio should be in a dynamic phase. It should change constantly. Whenever you find
a good product, add it to your portfolio. Similarly, whenever you find that a particular
product has sold well but the demand for it is decreasing steadily, remove that product
from your portfolio. If you love your portfolio as it is, then you’re destined to never make
any significant money with it. Constantly watch the performance of all of the products in
your portfolio and don’t hesitate to add or remove products as necessary.

Selecting Your Products
Most affiliates start hunting for products in Clickbank. It’s a good place to start, because
Clickbank presents product data very systematically. There are 5 variables attached to
every single product: $/sale, Total $/sale, %/sale, %refd, and gravity. Many affiliates
think that the products with high gravity are always the best product to start with. That
couldn’t be further from the truth.
Let’s say you want to promote a “forex” product. Browse the marketplace using “forex”
as a keyword, and you’ll get the following results, with different variables attached to
every product:

Here’s what the product variables mean, according to Clickbank:
Dollars Per Sale ($/sale). The average net amount earned per affiliate per
actual referred sale (affected by refunds, charge backs, and sales taxes, but not
unfunded sales like returned checks).
Total Dollars Per Sale (Total $/sale). The sum of all initial sales and re-bills
divided by the number of initial sales.
Commission Per Sale (%/sale). The average percentage commission earned
per affiliate per referred sale; this number will not vary unless the publisher
changes the payout percentage over time.
Referred Percentage (%refd). The percentage of the publisher’s total sales that
are referred by affiliates.
Gravity (grav). The number of distinct affiliates who earned a commission by
referring a paying customer to the publisher’s products (weighted, not actual).
All of the factors are combined and adjusted so that more recent sales activity is given
greater weight.
To improve their marketplace ranking, products must show a history of reliably
converting referred traffic to paying customers over the previous eight weeks. Products
that maintain a higher ranking naturally attract more affiliates, and thus make more
sales overall.
If you select a product considering only one of these factors, then you won’t get the true
picture of that particular product in the marketplace. Let’s use our previous example,
where we typed “forex” in the keyword box and sorted the database to show the
products with the highest gravity.
The product that came up at the top of the list is Forex Trading Machine. Looks pretty
good, doesn’t it? But if you select this product for your portfolio, then you’re making a
big mistake. I’ll show you why, and explain how you can find out about these products
that may look good on the surface, but which won’t hold up your portfolio in the end.

Use text ads as affilate program

source http://midomssh.rab7net.org/2008/01/24/if-selling-text-ads-a-problem-use-it-as-affilate-program/

I joined TLA to see how it works. I have found that Text-Link-Ads actually makes for a great affiliate program regardless of how their ads perform.My friend Jake Rinard

mentioned before in his blog that TLA is a great site he also test it i really don’t remember the post link of his blog but it was from few months &he was testing this program myself as newbie compare to him didn’t apply it to make it work as i noticed that selling text ads reducing your page rank with Google so how to fix this then ?

You should definitely consider joining them if for no other reason than to get some affiliates to join under you and here’s why TLA affiliate program allows you to get other publishers to join (for free) and immediately pays you $25.00 flat fee for a referral. When ’s the last time you earned $25.00 just for getting someone to sign up for something that they get for free? Imagine if you signed up 100 people this month. do you see the potential? Even if you only sign up 5 referrals. You are making a nice chunk of change for doing nothing more than getting people to join a network that offers them the ability to make money by selling ads on their website or blog, and make money by referring others.

In July 2007 John Chow signed up 87 new TLA publishers and made $2,175 USD from Text Ads Link affiliate program.

How can you get paid using Text Link Ads?

If you are a publisher TLA will find advertisers that wish to place ads on your site. It’ll take a while until you build up enough traffic, incoming links, etc; but as soon as you get a bite, they’ll let you know. You can choose to auto-accept any advertisers, or you can hand select the advertisers based on what you think might be the most relevant. Be patient though, it takes a while to make your blog big enough to appeal to advertisers.

The second way to make some sweet cash from TLA is to join the affiliate program.
It works the same way all around. You sign up through me and I make $25. Your readers sign up through you and you get $25. YOU NEVER SPEND A DIME!
On top of getting a FREE $25 bucks, keeping the code pasted on your page may gain you some advertising dollars when TLA finds advertisers for your site

Cash your virtual money

In last post i mentioned how to cash your money by debit card from your nearest ATM instead off waiting for wire transfer or check.

I am going today to focus on some VMI virtual money that give you options for fast payment or As there are many people out there who may accept PayPal funds but can´t withdraw them.& also can buy but no way out to cash them money

As there are many people out there who may need real fast way to get them funds like they have other online bank account &pay high fee for withdraw like e-gold,alert pay,…etc

So i will group them as type of service every on can serve

GROUP A ( NO NAME DEBIT CARD)

This issued by a US Bank (member FDIC) and are part of the VISA® - PLUS network that covers more than 80 countries on all 7 continents. To order the card , fill in the ID information required.
As our card is affiliated with the STAR - VISA® - PLUS network, it is accepted at over 5 millions Points of Sale (POS) worldwide and in some 650,000 ATM machines displaying the ‘PLUS’ logo, throughout the world.
The card works at any ATM machine, anywhere in the world.

Monthly Maintenance Fee $4.95
US ATM Monetary Transaction $1.25
Domestic ATM Balance Inquiry $1.00
Domestic ATM Decline Fee $0.75
International ATM Monetary Transaction $4.00
International ATM Usage Transaction $1.00
NOTE International ATM Usage includes Balance Inquiry & Declined Transactions.
PIN-Based Point-Of-Sale Purchase Transaction $0.55
PIN-Based Point-Of-Sale Decline Transaction $0.55
Card Funding e-gold 10.00% - V-Money 3.00% - Pecunix 4.00% - WebMoney 5.00% - Minimum Fee $10.00
Replacement of card (lost or stolen) $20
Bank Funding Fee (per funding)$3.00
Daily withdrawal limit : USD 3,000
Maximum per ATM withdrawal: $500
Maximum load amount: $7,500 daily $30,000 monthly
No Name on the card
100% Security & Privacy
Pay Merchants anywhere
Ideal for Family & kids
Easily convert your Gold or Ecurrencies to Cash
Affiliated with the VISA PLUS Network.Your card can be funded by Egold, WebMoney, Pecunix or V-Money. Card fundings normally take place the SAME DAY, and usually within hours, except when we suffer delays outside of our control, except for fundings by egold that are subject to a MINIMUM 48 hours delay. EBullion fundings are no longer available

Group B pay pal limited account (Virtual Money ATM cards)VMI

The Virtual Money ATM cards are already used by hundreds and thousands of people throughout Asia. You are able to withdraw local currency cash from any bank ATM that has a Cirrus or Pulse logo on it. Most international ATM in Asia or anywhere else with a Cirrus/Master card logo will accept the Virtual Money debit card.

You will be able to add this card to different payment processors and cashout your funds with it (for example PayPal, Epassporte, BidPay) You can´t verify your PayPal account with it but you can add the card as an unverified US bank account. But that´s not all: you can recieve bank wires from US customers directly to the account (good if you have US customers but don´t have a “real” US bank account

And another really GREAT option is to cashout your ecurrencies like e-gold, Liberty Reserve, Pecunix etc. for a fee.
This means you don´t have to wait days to get your money into your bank accs, you will recieve the funds within 24hours after we recieved your payment, mostly much faster. Here are the fees listed for the loading service:

E-gold: 3$ + 3% of the loading amount (means for 100$ e-gold you will recieve 94$ VMI funds)

Pecunix: 3$ + 5% of the loading amount

Liberty Reserve: 3$ + 5%

Webmoney 3$ + 5%

How to invest small earning

source http://midomssh.rab7net.org/?p=33

I am going to say a true story here or in another word my own financial plan & how i improved my self.

then i will show how.

In fact you will be amazed or you may say i am kidding you but honestly it is true.

I started to think is that a way to earn from internet i have my own pc & i have much time 3 hours every day so is there a way to have extra income to improve myself

n last year exactly at January i start to make a research . I found there is paid to click or paid to sign up sites it allow you to sign up for free then they will give you money for every click you click sites it was .001 cent imagine & the paid to sign up section was minimum 5 cent sometimes you may earn more up to 25 cent &if you are from usa you will find some offers pay you up to 15 $ . i was shocked &i gave it a chance after working for month i found all i earn was 2.5 $

&i withdraw them then start to say it is useless the site was

it is really pay but &the minimum to withdraw was 10 cent up till now i was so sad then in February i found something say

3 referral levels - earn a commission from the earnings of members you refer:
-> level 1: 15%
-> level 2: 3%
-> level 3: 2%
so i check it out &i told myself if i invite my friends &convince them to work &they sign up from my link then the site will give me 15% from them work, so why not we make a team work &i find that my friend when he earn 10 cent he got all of them &me got 15% so no harm to anyone but i don’t have that much friends &in simple calculation if you invite 100 person &every one earn daily 10 cent &in a month my 15% will be 45 $ so i was happy there is a way to start from &all of them extra to me then i found it is hard to have that amount in month or to make all of them work daily &for example i have now in my down line about 300 &the monthly commission is 12$ in average so it is hard and to got all those 300 wasn’t easy

so in that time i got 2 & one of them was my brother funny huh ? &become sad again then i found something there a level of upgrading your membership i found it say

Gold Member
Free Referrals!
You will have 10x the chance to have your account be the referral of those members who have no referral.
10% Discount!
Receive a 10% discount off any item purchased through our Shopping Cart.
Only $9.95!

So i told myself that i will use my earning to upgrade my membership &it will be auto referral then after i done that i found that i get 40 referral in monthly average maybe more maybe less not fixed &i told myself to forgot about &keep it as it is & to look for something else so i looked for many other sites that is really pay to me &then test it from free member & then upgrade my membership there also, then if i have 12 $ from every site i assumed 10 sites it will be 120$ that is ok as i start from trash with nothing then found that is not ok to make a living from.

Up till last 2 month’s i was in that silly mistake till i found i could use them as

1- To pay for hosting or even buy a domain name so i can start from trash to have my own website or blog.

2-I said before the best way is affiliate marketing to have a real descent income .

3- I can use the 12$ i earn in a month for advertising my affiliate link or associated store. so i loved this idea i didn’t pay anything & i will sell real something in other hand if you earn 12 $ every month you can simply sell a 4000$ 60 inch lcd tv&your cut out is 4% will be 160 $ just from one sale

you will say none there will buy i say do u imagine that the site i mention above have up till now 63,243 member in it & you can from your earning there to advertise for a 30 days of Side Panel exposure for $5.95. beside your store link will have a good traffic .

so a good tactic that is you do a research in your store for what people buy this month much &simply put a link from your store to that product to make people check out then you are going to make a real cash then.

From all above i understand one simple thing if you could earn 1 cent you simply could earn 1000$ it is now my golden rule ,but it depend on how you think &how you use your brain to invest your little cash earning from the same site am i right .

If you like this idea whatever you earn zero cash or 10000 in month you use this & you will find it is really working it work with me &i will give you another great site you can apply for

Total Members 192,000

Business events can be daunting

As a small business owner, have you ever returned from a business event wondering why you bothered going, since you never seem to get any new business?

You’re not alone. Business events can be daunting. It can be downright intimidating to enter a room filled with strangers, break into a crowd where you don’t know a soul, and make small talk with people you hardly know.

Studies show that over 40 percent of adults feel nervous about meeting new people. One survey showed that about 75 percent of people feel uncomfortable at business and social events. Perhaps this is because our parents always told us not to talk to strangers when we were young.

It’s important to gain skills in networking, however, because networking gives you opportunities to meet prospective clients. Once you’ve met, they are a warm contact instead of a cold call. Here are some tips to remember:

Business networking tips for small business owners
1. Networking isn’t hit and run - meeting someone, exchanging business cards, and dashing off to the next person. It’s about building sincere, honest relationships. It’s an ongoing process that connects you to people in all areas of your life.

2. You don’t have to be outgoing to feel self-assured. Learn how to introduce yourself, and have a few conversation topics ready. They will help you build sustained relationships that benefit you and the people you meet.

3. Your goal at a networking event is to make contacts - not to make sales. Networking is for gathering information. When you connect with someone who has business potential for you, arrange to meet at one of your offices, or for lunch.

4. Business events are golden opportunities for making new connections and building relationships. Don’t squander these opportunities by talking to a buddy. Take small steps out of your comfort zone.

5. Always follow up after you meet someone. Send them a card or an email. Call and invite them for lunch or coffee. Ask how you can help them. Nurture your network, and it will support you.

How to earn more from your affiliate

In business, you have to have a wide customer base and this comes with successful advertising and marketing.

you can reach a wider audience resulting to more sales generating more profit. That is simple common knowledge.

An Internet affiliate marketing program relies on the amount of traffic each site gets. The more people that click on a link redirecting the visitor to an affiliate marketing partners website and results to a sale, the more commission a site owner gets and vice versa. Good Internet affiliate marketing program strategies and efforts should be done to have a visitor click the link. This could be done in a variety of methods.
read more

Blogging builds your market share

Unless you are already famous, chances are, only your Mom and close friends are reading your blog. Mom has a lot of friends, and your friends have friends, and they let them know how interesting your blog site is, but you can’t depend on this circle of blog visitors to sustain your profit base for long. You should be using the following to build your market:

E-mail - Today, is rapidly surpassing the popularity and effectiveness of email to quickly and effectively reach your target market. In this age of speed and quick access, logging in and downloading email is simply taking longer than clicking into a blog. Long gone are the days where we email pages and pages of information. You can now, simply shoot a very short email with a link to your blog where they can find the information in its’ entirety. Also be sure to include a signature in every email you send, to anyone, with a link to your blog.

Blogging and Internet Marketing-Subscriptions - An easy way to build your blogging audience, which in turn increases your market share, is to offer readers a . As a subscriber, they can receive email notifications when you update your blog, or when you have “special” offerings for subscribers only. It is very important though, to be responsible with your subscribers email addresses. The last thing you want is a comment on your blog that you are a spammer.

Understand your readers - It’s important to be knowledgeable and constantly monitor your readers needs and wants. A simple survey, every few months will aid you in keeping your finger on the pulse of what your readers will benefit from the most. Additionally, you’ll be able to gather profile information and advertising preferences. By asking your readers to give you feedback on a post, an ad link, or a trial that you shared, it’s like interviewing your readers without the commitment and intrusion of a face-to-face interview. Your readers will also appreciate the fact that you care, and you are willing to listen to them, especially when you implement things on your blog specific to their feedback.

Join a blog network – Be active and productively participate in a that share the same industry, interest, readership base, payment mode, etc. Consumers find credibility and convenience in clicking one link to several real bloggers about a single subject. The links back from these relative blogs will improve your search engine optimization and at the same time, help build even stronger credibility for you with your blogging audience.

Use RSS Feeds - RSS feeds are the fastest growing technology on the Internet today. As such, having to your blog is definitely another means of generating awareness for your readership base. Having a variety of feeds can add interest to your blog site and offer your readers the ability to zero in on the exact information that is of most interest to them.

Give your business a boost by effectively using blogging as an Internet marketing tool.

Put your blog readers needs first, build a strong, credible base and become the authority in your niche and the profits will naturally follow.

Affiliate marketing is easy way to make money online

Affiliate marketing is probably one of the easiest ways to make money on the internet which everyone can do, with or without a website.

- if you know how!

The guidelines and services listed will teach you how to recommend other people's products -
and get paid a huge share of the sales you generate this way! Just for recommending them!

You don't need to have a "salesman" personality -
Consider how often in your daily life you tell your friends or family about a product you just bought & like.
This is already recommending something which you would get paid for on the internet!

The e-books will teach you how to generate affiliate sales with or without a website or blog

How much can I make per day online

This is a loaded question and impossible to answer in a short thread.

You should first think about what it is you are interested in, do you have a hobby. It is often best to start a business on the internet based on a hobby or interest as you know something about the subject all ready and you have an interest in that subject so it will make earning a living in the field easier.

It's not really how much you can make in a day. You have to set short term and long term goals to make money online.

Also you have to decide what you would like to do because there are many ways to make money online.

There are various factors to look at to determine how much money you can make a day so just don't look at it on a daily basis.

It Depends on the industry and type of job you're doing... there are some affiliate programs that who are paying up to $200 per sale so with good traffic and good website is possible to get a sale per day or two.

If you are going to use Get-Paid-To programs, which I don't advise, then it will take you a lot of time before you can earn decent amount of money, unless you know a lot of people online who can sign up under you and earn through their referral programs.

If you are going to use blogging to earn money from ads like Google AdSense or Text-Link-Ads, depending on your blog's niche, how well you write and how you promote your blog, it will also take a few months before you can earn decent amount of money.

Who is better blogspot or wordpress for my blog?

It is hard question both of them is ok & myself have blog on both of them
but i am going to compare between from some points which are,cost,customization ,Advertising


Word press

Word press supports categories
Word press allows you to edit your blog Wordpress offers one ways to edit your blog. The first and only is the dashboard or "Presentation", you can add widgets and extras.
Word press has banned advertising (On their free host)
Word press is free. BUT! They offer upgrades to the users, so the ENTIRE service is not free,
word press software is free & you can download it free & start your own blog (self hosted)
On self hosted word press there a many cool plug in can help & give you great support

i would recommend blog spot for people who want earn free money without spending any.

Blog spot

If you like to do a lot of experimentation with your template, it gives a direct access to your template.
Blog spot is 100% free
Blog spot is the only service that allows advertising.
Blog spot dont support categories .
Blog spot is owned and run by Google. So, to increase their user count, they require you to have a Google account to access this service. This basically means that you need to go and sign up for a g-mail account.

Blog spot allows you to edit your blog using three different methods. The first method is when you are logged in, and click the "Template Button" and see your page elements. You then click an "Add Page Element" and choose what you would like to create.
The second method you can edit the blog is editing the RAW HTML code of the blog. Getting the perfect look for a blog requires this. The last way to edit the blog is to go to your actual blog and click the little pencil icon beside something you want to edit. That takes you to the edit screen where you can preform the changes.

How to Promote your Business

You may not have the budget to build a brand awareness campaign ,but you certainly should practice advertising strategies that are built around your own business .
Home based businesses are rapidly gaining in popularity. Not only do they offer you the opportunity for freedom and the flexibility to set your own work terms, but you also have control over your financial independence.

1- Research Your Market

Research your intended market first, then create a product or service to fit that market
You must set aside approximately 3-4 hours a week (which is nothing compared to how much time most online business owners spend) and stick to the plan

2- Create a simple 2-5 page web site. Use an easy-to-use web page editor.and use other pages for information about you, your other products and whatever else you would like your visitors to see

3- A branded business has a memorable logo
Your logo is the visual component of your brand.

4-Give Away Your Knowledge

Writing articles and making them available for reprint is an especially powerful method of spreading your name. Published articles often remain in the public eye for years.

5-Have a Contingency Plan

Businesses go through rough times. Sometimes it will appear to happen "all of a sudden", but there are always warning signs. Learn to recognize the signs of trouble.

6- Make it easy for people to tell their friends and family about your product or service.There's nothing more powerful than a personal endorsement from a satisfied customer.

7- Do Something You Love

Find something that you're passionate about, and will enjoy doing. Business doesn't have to be a daily grind; it can be a true pleasure

8-Offer something free on your web site via an auto responder. Use get response.com to be able to automatically follow up with people who download your free gift.

9-Add TITLE and META tags to your web pages and submit them to major Search Engines. Make sure these tags are short and mention only what's relevant. Ask yourself, what word or phrase would I type in the Search Engine if I was looking for

What is your gift for Christmas

Holiday shopping is stressful. We always want to be the one to get the perfect gift for
as human beings who give, serve, and seek to promote the well-being of others. It suggests that we are continually confronted with choices about giving, and offers literary selections intended to help us reflect more seriously on these choices.
So how you will buy your gift?
It doesn’t have to be expensive in order to make someone very happy. You don’t need to break the bank. Pay attention to the person throughout the year, the hints and ideas. Keep them in mind, and make your gift thoughtful and from the heart.it will be well received.
The perfect gift doesn't come from a store… it comes from your heart.
So did you have any idea yet for what to buy to the someone you care about.
There are few answer

1- yes i know what i will do this is a great answer you helped yourself allot
in other hand you know what the other need you have what is important ,you understand your family well so nothing to tell you
2- No i am confused i have many option but some i like myself & other it is not important
i said you are not going to gift yourself
but you in the middle it is ok i will guide you
try to focus what on how they will receive it if they will be happy &they need it then you made the right choice if you like it but they don't forget about .
3- I am busy i don't have time for this but also i want know some idea
i really cant tell you i am not you even me have the same problem mate but i can say
do online research
it is boring & take time ok, go straight to amazon & type perfect gift they have many category you will see allot of idea for example if you look for a toy to your son or your daughter select toys &type perfect gift

how to Double Your Income with your ads

• Don't stick your advertising in a corner somewhere
• Don't design your advertising to look like something other than an advertisement .
• test your advertising placement.
• tell people that they can buy advertising on your website.
• charge good money to advertisers to have a placement on your website.

The reason for putting advertising on your website is to give YOU a way to make money from your work.
• Make the links in your advertising blue.
• Make the text in your advertisement black or whatever color is the default text color on your website.
• Putting your ads directly in your visitor's face is good

How to start a Financial Plan

The financial plan consists of a 12-month profit and loss projection, a four-year profit and loss projection (optional), a cash-flow projection, a projected balance sheet, and a break-even calculation. Together they constitute a reasonable estimate of your company's financial future. More important, the process of thinking through the financial plan will improve your insight into the inner financial workings of your company.

12-Month Profit and Loss Projection

Many business owners think of the 12-month profit and loss projection as the centerpiece of their plan. This is where you put it all together in numbers and get an idea of what it will take to make a profit and be successful.

Your sales projections will come from a sales forecast in which you forecast sales, cost of goods sold, expenses, and profit month-by-month for one year.

Profit projections should be accompanied by a narrative explaining the major assumptions used to estimate company income and expenses.

Research Notes: Keep careful notes on your research and assumptions, so that you can explain them later if necessary, and also so that you can go back to your sources when it’s time to revise your plan.

Projected Cash Flow

If the profit projection is the heart of your business plan, cash flow is the blood. Businesses fail because they cannot pay their bills. Every part of your business plan is important, but none of it means a thing if you run out of cash.

The point of this worksheet is to plan how much you need before startup, for preliminary expenses, operating expenses, and reserves. You should keep updating it and using it afterward. It will enable you to foresee shortages in time to do something

about them—perhaps cut expenses, or perhaps negotiate a loan. But foremost, you shouldn’t be taken by surprise.

There is no great trick to preparing it: The cash-flow projection is just a forward look at your checking account.

For each item, determine when you actually expect to receive cash (for sales) or when you will actually have to write a check (for expense items).

You should track essential operating data, which is not necessarily part of cash flow but allows you to track items that have a heavy impact on cash flow, such as sales and inventory purchases.

You should also track cash outlays prior to opening in a pre-startup column. You should have already researched those for your startup expenses plan.

Your cash flow will show you whether your working capital is adequate. Clearly, if your projected cash balance ever goes negative, you will need more start-up capital. This plan will also predict just when and how much you will need to borrow.

Explain your major assumptions, especially those that make the cash flow differ from the Profit and Loss Projection. For example, if you make a sale in month one, when do you actually collect the cash? When you buy inventory or materials, do you pay in advance, upon delivery, or much later? How will this affect cash flow?

Are some expenses payable in advance? When?

Are there irregular expenses, such as quarterly tax payments, maintenance and repairs, or seasonal inventory buildup, that should be budgeted?

Loan payments, equipment purchases, and owner's draws usually do not show on profit and loss statements but definitely do take cash out. Be sure to include them.

And of course, depreciation does not appear in the cash flow at all because you never write a check for it.

Day Balance Sheet

A balance sheet is one of the fundamental financial reports that any business needs for reporting and financial management. A balance sheet shows what items of value are held by the company (assets), and what its debts are (liabilities). When liabilities are subtracted from assets, the remainder is owners’ equity.

Use a startup expenses and capitalization spreadsheet as a guide to preparing a balance sheet as of opening day. Then detail how you calculated the account balances on your opening day balance sheet.

Analysis

predicts the sales volume, at a given price, required to recover total costs. In other words, it’s the sales level that is the dividing line between operating at a loss and operating at a profit.

Expressed as a formula, break-even is:

Break-Even Sales =	Fixed Costs
	1- Variable Costs

(Where fixed costs are expressed in dollars, but variable costs are expressed as a percent of total sales.)

Include all assumptions upon which your break-even calculation is based.

online Business Strategy

Some of the biggest mistakes in business strategy arise when the manager is unable to see past his own nose - for instance, when Detroit's car giants didn't spot the trend of smaller cars, unlike the Japanese companies; or when IBM similarly overlooked smaller computers.

Business strategy experts like Faith Popcorn of BrainReserve reached conclusions by careful observation of the present rather than looking at the past. But no wild estimates are made about the future, in which absolutely anything can happen.

The Popcorn Report, Faith's book, contains predicted big trends that are difficult to argue with because they are already happening. For instance:

'Cocooning' - people using their homes for activities more commonly done away from the home in the past, an example being internet shopping.

A great many entrepreneurs have already built their business strategy around these ever growing trends and are reaping the benefits. To join their ranks, you have to emulate Popcorn and keep your eyes and ears peeled to spot the present trends and gain a full understanding of them. Observe the business strategies used by the big companies - they don't get it wrong very often.

But rather than jump on any bandwagon, you have to create your very own business strategy from the current trends.

Understand why people buy to success your business

People buy is a solution to a problem.

Believe it or not, no one actually buys your service. No one buys coaching. No one buys consulting. No one buys financial planning. So why people buy?

People buy a service only because they believe it will solve certain problems and give them certain results। They are not buying the "how" of a service. Your service is simply the "how" you do it.
Your service is the tool or method you use to solve problems and deliver results।

Do you buy a car because you just want a car? Do you go to the dentist because you happen to feel like being drilled? These examples show you that you are buying a solution to a problem; you are buying a result। You would not buy a car or go to the dentist unless they all solved problems and delivered results.

If people do not know what problems you will solve for them and the results you will deliver, it is highly unlikely that they will buy your service। If however you focus on understanding their problems and the results they will get, you will be focusing on what people are buying and your chances of success will be dramatically increased.

Once someone has decided they have a problem they want solved, they then make a decision as to who will solve it for them। If you have focused the conversation on telling them all about your "how" and what your service is, they will feel that you are focused on yourself and your needs. When the focus is on you, people get the sense that you have your own best interest at heart and don't really care about them. They will start to think you are simply trying to sell them something, and all sorts of sales resistance will surface.

So in summary, don't focus on selling your services. Instead, have conversations where you focus on understanding problems and then people will assume you know "how" to deliver results. The more you focus on understanding their problems, the more they will trust that you are the one they should be working with.

THE BEST WAYS TO MAKE MONEY WITHOUT SPENDING MONEY

WAYS TO MAKE MONEY: # 1
Make money selling your own product
Yes, you can do this without spending money. This is the path most small business take - and probably the most profitable one.
It is also the most difficult one of the 4 ways to make money without money. It's difficult and time-consuming. If you're forced to do it without a budget, it will be even more time-consuming. But you're determined to build a profitable, long-term Internet business, right? Hard work is not a problem. Right?
The most difficult part of this method is the product development.
What can you make without spending a penny? Something that people will still buy from you?
The answer lies in information products. We all have marketable skills. You're an expert in something.
Do you know a lot about cars?
Write a mini-book on basic engine maintenance.
Know a lot about kids?
Write a book called "101 Ways To Keep 2-year olds entertained" - you've already got your first buyer right here!
This is really doable. There are people who'd pay to know what you know.

WAYS TO MAKE MONEY: # 2
Make money selling someone else's product
When you sign up as an affiliate / reseller for someone else's product, you refer people to the "supplier site" and you get a cut each time someone who you referred makes a purchase. It really is that simple. Probably the most doable of the ways to make money without money.
But you will only make money at affiliate programs if you can find a good supplier. One that's honest about tracking of sales and one that will pay on time.
I highly recommend the Biz-Logo.com Logo Design Affiliate Program. It's great if you target small business owners who might be in the market for a business logo or other graphic design work.
You can't believe everything you read about affiliate programs, but they can really make money. A significant portion of my own Internet income is from affiliate programs. There are a couple of things you have to get right though. That book I mentioned above also looks at some of the best ways to make money with affiliate programs.

WAYS TO MAKE MONEY: # 3
Make money selling advertising space
The idea behind it is to offer free information from your web site to pull in high volumes of traffic. Once you've achieved that, advertisers would pay you to display their advertisements on your site. This is probably one of the oldest and most hyped ways to make money without money.
It worked really well until the end of 2000. It's how Yahoo became big. With the dotcom bust in 2000, even Yahoo was forced to look to alternative revenue streams. Advertisers began to realize that, in most cases, web advertising is just not cost effective.
Nowadays most people don't click ads right?
Right?
Wrong! There's life in this old machine yet...
Contextual advertising (like Google's AdSense program) offers a real alternative to traditional advertising - and many web site owners are rediscovering this tried and tested way of making money from their web sites.

WAYS TO MAKE MONEY: # 4
Make money doing what you already do
This is not for you if you're looking to build a serious small business on the Net. It's the easiest of the ways to make money without money, but because it's easy, it doesn't pay much.
Very little in fact.
It mostly involves getting paid to surf the Internet and getting paid to take surveys. It's like stuffing envelopes for money. If that blows your hair back, type "getting paid to do surveys" into the search box at Google and hit "Enter". Take your pick. Don't expect to get rich though.